Property Types

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As a Commercial Mortgage Broker you can arrange multifamily, commercial, and investment property financing across all asset types. You can structure, process, underwrite, and fund loans through hundreds of institutional and private lenders, including Banks, CMBS, Life Companies, SBA, Freddie Mac, Fannie Mae, FHA, and private bridge and construction lenders.

You can offer refinance, purchase, fix & flip / rehab, and ground-up construction financing across all commercial, multifamily, and investment property types. Below are a few property types you can arrange financing for. There are dozen of property types you can work and fund through institutional and private lenders.

1. Commercial Real Estate (CRE)

Definition: Income-producing properties used for business purposes (non-residential).

Office

  • Single-tenant office buildings

  • Multi-tenant office buildings

  • Medical office buildings (MOBs)

  • Professional offices (law, accounting, insurance)

  • Mixed-use office/retail buildings

Retail

  • Single-tenant net-lease (STNL) properties

  • Strip centers

  • Neighborhood shopping centers

  • Community shopping centers

  • Power centers

  • Lifestyle centers

  • Malls (regional & super-regional)

  • Freestanding retail (QSR, banks, pharmacies, gas stations)

Industrial

  • Warehouses

  • Distribution centers

  • Flex industrial (office + warehouse)

  • Manufacturing facilities

  • Cold storage

  • Truck terminals

Hospitality

  • Limited-service hotels

  • Full-service hotels

  • Boutique hotels

  • Extended-stay hotels

  • Motels

  • Resorts

Special-Purpose / Specialty

  • Self-storage facilities

  • Car washes

  • Gas stations

  • Assisted living / senior housing

  • Student housing

  • Data centers

  • Religious facilities

  • Schools / daycare centers

  • Event venues

2. Multifamily Properties

Definition: Residential properties with 5 or more units (lender definition).
(1–4 units are residential, even if investor-owned.)

Traditional Multifamily

  • Garden-style apartment complexes

  • Mid-rise apartment buildings

  • High-rise apartment buildings

  • Walk-up apartments

Specialty Multifamily

  • Student housing

  • Senior housing (independent living)

  • Assisted living (sometimes classified separately)

  • Affordable housing / LIHTC properties

  • Workforce housing

Mixed-Use Multifamily

  • Apartments over retail

  • Apartments with ground-floor office or commercial space

3. Investment Properties

Definition: Any property purchased primarily to generate income or appreciation.
(This category overlaps heavily with CRE and Multifamily.)

Residential Investment

  • Single-family rentals (SFR)

  • 2–4 unit properties (duplex, triplex, fourplex)

  • Short-term rentals (Airbnb, VRBO)

  • Vacation rentals

Multifamily Investment

  • Small balance multifamily (5–20 units)

  • Medium multifamily (20–100 units)

  • Large multifamily (100+ units)

Commercial Investment

  • Office buildings

  • Retail centers

  • Industrial properties

  • Mixed-use buildings

  • Net-lease properties

Alternative / Niche Investment

  • Self-storage

  • Mobile home parks

  • RV parks

  • Parking garages

  • Billboard/land leases

  • Marinas

Quick Classification Cheat Sheet (Lender View)

Units / Use Category
1–4 residential units Residential investment
5+ residential units Multifamily
Business use Commercial real estate
Income-producing (any type) Investment property

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